Monday, September 17, 2007

Thinking outside of the box

A Chinese walks into a bank in New York City and asks for the loan officer. He tells the loan officer that he is going to Taiwan on business for two weeks and needs to borrow $5,000. The bank officer tells him that the bank will need some form of security for the loan, so the Chinese hands over the keys to a new Ferrari parked on the street in front of the bank.

He produces the title and everything checked out.The loan officer agrees to accept the car as collateral for the loan. The bank's president and its officers all enjoy a good laugh at the Chinese for using a $250,000 Ferrari as collateral against a $5,000 loan..

An employee of the bank then drives the Ferrari into the bank's underground garage and parks it there.

Two weeks later, the Chinese returns, repays the $5,000 and the interest, which comes to $15.41. The loan officer says, "Sir, we are very happy to have had your business, and this transaction has worked out very nicely, but we are a little puzzled. While you were away,we checked you out and found that you are a multi-millionaire. What puzzles us is,why would you bother to borrow $5,000?"

The Chinese replies: "Where else in New York City can I park my car for two weeks for only $15.41 and expect it to be there when I return?" However, it's more than funny. It's thinking out of the box and being creative. That's why the client is a millionaire and the bank officers are just employees.

This applies to our daily lives as well. Is yours the millionaire' s or the bank employee's mind set ?

"You will get everything you want in life if you will just help enough people get what they want"

1 comment:

Vina Revi said...

hehe, dulu (banget) pernah baca joke yang ini dari Buku The Best&worst of internet humour (e-Tales) terbitan Cassel&Co (London) 2000. Cuma bedanya kalo yang ini diselipin moral of the story. Jadi lebih bermanfaat, San! hehe ...